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Whitepaper

The real cost of customer service: in-house vs outsourced

Quantitative analysis based on 14 case files from European companies. Visible costs, hidden costs, break-even point.

Published on 2026-03-15 · 14 min read

Most comparisons between in-house and outsourced customer service fail because they only count salaries. This whitepaper introduces a 7-category cost model, illustrated with real data.

Visible costs (in-house): salaries, social charges, supervision, initial training. Hidden costs: recruitment, turnover (replacement cost: 6-9 months of salary), contact center software, physical space, supervision, absenteeism management.

In our analysis, the real total cost of a 25-agent in-house operation sits between €1.4M and €1.9M/year. The same operation outsourced costs €0.9M to €1.3M/year with the same contracted KPIs.

The break-even point usually appears above 40 agents for stable, low-turnover operations — below that threshold, outsourcing is more economical in almost every scenario.

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